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A realistic conversation taking place around cyber insurance. It’s a hard risk to underwrite, one which the insurance industry is finding difficult to assess. It does not follow any of the traditional underwriting processes used for traditional insurance products.
Cyber is the first global risk which has no geographic boundaries. A risk which is unique to every policy holder, as unique as their operations and processes. One where you could apply significant amount of resources and still be vulnerable.
As the article discusses, is there more opportunity for the insurance industry to set standards and use technology to influence cyber risk management. With insurance policies as a backstop. Rather than build a market to underwrite a risk that may be to complex to manage at present.
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